What is equine insurance?
Horses are both major investments and beloved animals. As animals, they should be well cared for with fresh water, healthy feed, sufficient shelter and good rub-downs. As investments, they should be insured against the many maladies that can strike a horse. Equine insurance is designed to offer Texas horse owners financial protection for their investment.
Equine insurance is specialized insurance for individual horses and herds. It is also for the mortality to cover the large investment in our equine partners. Policies generally can cover the horse, its owner and riders, and property.
Who in Texas needs horse insurance?
Most Texas horse owners should carry horse insurance, including both individual riders and equestrian businesses. Horses are significant financial investments, and exposed to many potential maladies.
Some examples of different people and businesses that might need this insurance
- Private horse owners
- Equestrian breeders
- Boarding stables
- Riding schools
- Horse show organizers
- Racehorse owners
Policies are available for breeding horses, race horses, show horses, riding horses, pet horses, and most other horses, ponies and miniature horses.