What is farm and ranch insurance?
Operating a ranch demands considerable investment, and that investment is exposed to risks such as vandalism, rustling, wind, fire and more. It’s essential to protect a farm and all that’s poured into it whenever possible. Farm and ranch insurance offers Texas ranchers a way to safeguard their businesses and themselves from various potential risks.
Farm and ranch insurance provides tailor-made coverage for ranchers and other agricultural operations. Policies can provide farm equipment insurance, liability insurance, livestock insurance and more.
What Texas ranches should carry a farm and ranch policy?
Most Texas ranchers and farmers should have this type of insurance. Farm and ranch policies can cover a wide array of agricultural businesses. For example, any of the following might benefit from having this type of policy:
- Cattle ranchers
- Horse ranchers
- Specialty animal ranchers
- Organic farms
- Conventional farms
- Urban growers
- Hobby ranchers
While farm and ranch policies are normally available for all of these businesses, it’s important to select a policy that’s tailored to a specific business. An insurance agent who specializes in these policies can help select the best policy for your business needs.